Long Term Care
Insurance

The Role of a Caregiver for Long Term Care

A caregiver is the person providing care to someone with a chronic illness or disability. A caregiver may be an unpaid family member, friend, volunteer, or a paid provider of home and community care.

There are about 44 million Americans that are caregivers for an aging relative or friends and about 29 million of them are employed according the NAC and AARP. And 35% of baby boomers say they are or have been the caregivers for parents. 16% of working caregivers have quit their jobs and 13% were forced to retire early due to the demand of having to care for a loved one and could not manage a full time job at the same time (1.). As you can see by not planning for your Long Term Care needs it can take a toll on a loved one in the long run.

In the past the responsibility of a caregiver almost exclusively belonged to women, today men make up 39% of caregivers (2.).

Plan for you Long Term Care now, and avoid being a burden to a loved one in the future!

1. MetLife Mature Market Institute, MetLife Juggling Act Study, 1999
2. MetLife Mature Market Institute and NAC, Resources for Caregivers, 2007