Pennsylvania Long-Term Care Partnership
The Pennsylvania Long-Term Care Partnership encourages residents of Pennsylvania to purchase long-term care insurance by providing asset coverage equal to the benefits paid by the policy. This is dollar-for-dollar asset protection. Each dollar your long-term care insurance partnership policy pays out in benefits entitles you to keep a dollar of your assets if you ever need to apply for Medicaid.
Under the federal Deficit Reduction Act of 2005, Pennsylvania is an authorized LTC Partnership program state. PA Long-Term Care Partnership policies must be tax-qualified, contain certain consumer protection provisions and provide inflation protection.
The average costs of care on a daily basis in the state of PA are listed below:
Homemaker Services |
$122 |
---|---|
Home Health Aide |
$125 |
Adult Day Care |
$55 |
Assisted Living Facility |
$107 |
Nursing Home, Private Room |
$272 |
Nursing Home, Semi-Private Room |
$251 |
*This information came from the Genworth 2012 Cost of Care Survey.
Pennsylvania LTC Insurance Partnership policies are available from licensed insurance professionals that represent carriers that are authorized to sell PA Long-Term Care Partnership policies. To speak to a licensed professional in your area you can complete this form.
For the Consumer's questions and answers about the Pennsylvania Long-Term Care Partnership Program, click here.

Long Term care Tools
- About Long Term Care
- Long Term Care Costs
- Do you need Long Term Care Insurance?
- When to buy Long Term Care Insurance
- Core benefits
- Types of LTC
- Reasons to buy Long Term Care Insurance
- Caregivers role
- Quiz
- LTC Insurance for same sex/domestic partners
- Women and LTC
- Single premium LTCI
- Diabetics and LTCI
- Definitions
- How to design a policy
- Group policies vs. Individual
- Request a Quote
